Are You Prepared for the Next Big Hurricane?

hurricane season 2016Hermine gave us all a scare and our first dose of Florida’s hurricane season.  Luckily, Hermine did not do much damage in our area aside from a few downed trees and lots of rain.  As the hurricane season gets into full swing, there are actions tenants and owners can take to ensure their personal safety and the property’s.  Below are suggestions on how to prepare for the next big storm.

Before the Next Hurricane:

  • Stock up the pantry.  All it takes is for one big storm to knock out power and block roads making you dependent on your emergency supplies.  Stocking your pantry with non-perishable food and water will aid in a crisis situation.  Adding batteries, flashlights, a portable radio, and emergency first aid kit are all good items to have on hand as well. Having these supplies stocked throughout the hurricane season ensures your family will be able to weather most worst case scenarios.
  • Clean out the gutters.  Although this may seem trivial, clogged gutters (or even slightly full gutters) can cause water damage.  Hurricanes can produce a week of rain and several inches of downpour which takes a toll on gutters.  If the gutters are not functioning properly, then the water will not be pulled away from the house creating water damage.
  • Locate emergency numbers.   If the power goes out… if damage happens to the home… if you need to evacuate, who do you call? Locate these numbers now and then put them in an easy to find place or save them in your phone.  Also create a backup plan if you cannot use your phone.

When the Hurricane is Headed your Way:

  • Bring in all outside furnishings.  Hurricanes are characterized by strong winds. Make sure to bring in all furnishings and possible projectiles located outside and on your porch.   If not secured these items can become airborne and hit windows, screens, and other property causing damage. Even small lawn ornaments need to come inside.
  • Stay inside.  Once the hurricane’s outer bands begin to hit your area, park your vehicle in a safe place and head inside.  Strong hurricanes can induce tornadoes and even mild winds from the hurricanes can cause trees and limbs to fall.  Plan to be safely inside throughout the whole hurricane.  If you know the time it will hit, you can even host a hurricane party and spend the time catching up with friends.
  • Stay updated.  Hurricanes can be upgraded and downgraded quickly.  By watching the news or listening to the radio, you can know what to expect in your area.   Staying informed lets you know the precautions you need to take and when it is safe to leave your house.

After the Hurricane Hits:

  • Do a visual inspection.  Walk around the exterior of your home and look for possible damage.  Inspect trees for dangerous limbs that may need to be removed.  Look for any roof damage or missing shingles.  Check the interior ceilings for any wet spots which would indicate a leak.
  • Report any damage.  Water damage is especially important to report as soon as possible since it can escalate quickly if it is left unaddressed.  Usually vendors do get backed up right after an especially strong hurricane.  Make sure to call right away in order to secure your spot near the top of their list.
  • Contact your insurance.  If significant damage does occur to the property, it is good to take pictures and to contact your homeowners’ insurance company immediately to learn if it is covered.  Tenants can also contact their renters’ insurance company if they sustained any damage to their personal belongings.  Have a copy of your policy on hand to ensure you get the complete coverage your policy guarantees.

For a recap of Hurricane Hermine, click here.

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